What if you and your parents could share a waterfront address without tripping over each other? This rare Clayton Lake property offers something almost never found on the water, two fully functional living units under one roof, each with its own kitchen, bathroom, bedrooms, furnace, and electrical panel, allowing true independence rather than compromise. Imagine family just one floor away, close enough for Sunday dinners while still enjoying separate routines, private space, and everyday privacy. The walk-out lower level features two bedrooms, an office, and a three-season sunroom where lake views become part of daily life, while radiant in-floor heating keeps winter mornings cozy. Upstairs, the second unit expands to four bedrooms, a four-season sunroom designed for year-round enjoyment, and a private balcony that invites you to watch the sunset reflect across the water. Outside, Clayton Lake delivers the quiet rural lifestyle many buyers are searching for, with a clean shoreline, minimal weeds, and your own dock and boat launch ready for canoe adventures, fishing afternoons, and teaching grandchildren to swim, while winter brings access to nearby snowmobile trails. This is a family compound built for decades of shared memories, offering the opportunity to help children step into home ownership, keep parents close with peace of mind while preserving their independence, or live in one unit while rental income from the other helps carry the mortgage. Waterfront properties with two complete living spaces like this appear once in a decade, and the families who find them tend to hold on for generations. Your family's lake house is waiting, book your private showing before another family claims it.
Apartment, Finished with Walk-Out, Full, Finished, Separate Entrance, Walk-Out
Fireplace/Stove:
Yes
Alternative Power:
None
Garage:
Attached
Garage Spaces:
3.0
Other Structures:
Garden Shed
Parking Features:
Private
Parking Spaces:
4
Total Parking Spaces:
7.0
Rural services:
Internet High Speed
Family Room:
Yes
Possession Details:
To Be Determined
Pool:
None
Link:
No
HST Applicable To Sale Price:
Not Subject to HST
Taxes:
$7,677.57 /
2025
Assessment:
$- /
-
Lanark
Mississippi Mills
912 - Mississippi Mills (Ramsay) Twp
Clear View, Lake/Pond, Waterfront
Accessory Apartment, Auto Garage Door Remote, Air Exchanger, In-Law Suite, In-Law Capability, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Water Heater Owned, Water Softener
Deck, Landscaped, Privacy, Year Round Living, Porch Enclosed
Unknown
propane tanks (Levac)
two stoves, two kitchen fridges, two dishwashers, two microwaves, and two sets of washer/dryers, window coverings, dock.
none.
Vinyl Siding
125'38 m
Dock
Direct
Clean, Natural
None
Water
Direct
Public Road, Private Docking
Clayton Lake
Lake
Not Applicable
Private
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
No
Utilities Hydro:
Yes
Utilities Water:
No
Water Supply Types:
Drilled Well
Sewers:
No
Special Designation:
Unknown
Sewers:
Septic
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Date Listed:
Feb 04, 2026
Original Price:
$1,399,000
Expansive views over Clayton Lake
View from the waterfront
View from over the water
A taste of summer to come
Front door enters into the upper unit
Front entry
Front entry
Dining room
Kitchen
Kitchen
Kitchen opens onto living room and the sunroom
Living room w woodstove
Living room
Four season sunroom is full of light year-round
Four season sunroom
Hlwy to primary bedroom, powder room, loft, garage
Primary bedroom
Primary bedroom
Primary ensuite
Primary walk-in closet
2nd bedroom
3rd bedroom
2nd full bathroom
Loft 3rd bedroom/office
Loft 3rd bedroom/office
double car garage
double car garage w workspace
dbl garage enters into upper unit. lower in lower
LL entrance from garage
LL dining room
LL dining room
LL kitchen
LL kitchen
LL living room
LL living room
LL 3-season sunroom
LL 3-season sunroom
LL primary bedroom
LL primary bedroom
LL guest bedroom
LL Bath
LL laundry room/powder room
LL office/third bedroom currently used for storage
Data was last updated February 5, 2026 at 10:15 PM (UTC)
Area Statistics
Listings on market:
13
Avg list price:
$989,999
Min list price:
$699,000
Max list price:
$1,399,000
Avg days on market:
17
Min days on market:
1
Max days on market:
315
These statistics are generated based on the current listing's property type
and located in
912 - Mississippi Mills (Ramsay) Twp. Average values are
derived using median calculations. This data is not produced by the MLS® system.
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website.
The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.